2025 Roth Ira Contribution Limits Married Filing Jointly. This means the maximum credit is $1,000 for an individual, $2,000. Review a table to determine if your modified adjusted gross income (agi) affects the amount of your deduction from your ira.
The roth ira contribution limit for 2025 is $7,000, or $8,000 if you’re 50 or older. The maximum qualifying contribution is $2,000 or $4,000 for a married couple filing jointly.